How much is the typical "pan and suffering" insurance settlement?
Q. The insurance company is ready to settle. They offered me 350.00. If I remember right, when I was in an accident about 10 years ago, they said that the typical pain and suffering settlement is 2-3 times medical bills. I know that my medical bills are much more than that because they took about 15 X-Rays at the ER on the day after it happened.
Asked by sunshineandsilliness - Wed Oct 25 14:24:18 2006 - - 2 Answers - 0 Comments
A. Well, I'm not familiar with "pan" and suffering, so I can't say. As far as pain and suffering is concerned, if you only went to the Emergency Room or hospital that's very reasonable. You are most likely in a state where you get only pain and suffering, and your bills are not considered in the settlement. Diagnostic testing is not a pain producing procedure like physical therapy or chiro treatment, so it's not worth more than anything else. And no, there is no formula like 2-3 times your medicals. However, if you don't want the 350, then why don't you negotiate? 500-600 is pretty reasonable, and they don't really expect you to take the 350. And don't take someone else's story for a benchmark of what you should get. Everyone's case is… [cont.]
Answered by Chris - Wed Oct 25 19:14:21 2006
Q. The insurance company is ready to settle. They offered me 350.00. If I remember right, when I was in an accident about 10 years ago, they said that the typical pain and suffering settlement is 2-3 times medical bills. I know that my medical bills are much more than that because they took about 15 X-Rays at the ER on the day after it happened.
Asked by sunshineandsilliness - Wed Oct 25 14:24:18 2006 - - 2 Answers - 0 Comments
A. Well, I'm not familiar with "pan" and suffering, so I can't say. As far as pain and suffering is concerned, if you only went to the Emergency Room or hospital that's very reasonable. You are most likely in a state where you get only pain and suffering, and your bills are not considered in the settlement. Diagnostic testing is not a pain producing procedure like physical therapy or chiro treatment, so it's not worth more than anything else. And no, there is no formula like 2-3 times your medicals. However, if you don't want the 350, then why don't you negotiate? 500-600 is pretty reasonable, and they don't really expect you to take the 350. And don't take someone else's story for a benchmark of what you should get. Everyone's case is… [cont.]
Answered by Chris - Wed Oct 25 19:14:21 2006
prepare a plan of a typical maroon settlement and explain why it was organized in this way?
Q. this is for a school history project on Maroons in Jamaica in the years 1655 to 1795
Asked by Suzie G - Sun Aug 12 12:55:25 2007 - - 1 Answers - 0 Comments
A. Since this is a school project, you really do need to do the research on your own. I'll help you get started with the following link. (There's not a lot of point to taking the class if you aren't willing to do the work to learn. Really.)
Answered by lowerbearville - Thu Aug 16 00:11:43 2007
Q. this is for a school history project on Maroons in Jamaica in the years 1655 to 1795
Asked by Suzie G - Sun Aug 12 12:55:25 2007 - - 1 Answers - 0 Comments
A. Since this is a school project, you really do need to do the research on your own. I'll help you get started with the following link. (There's not a lot of point to taking the class if you aren't willing to do the work to learn. Really.)
Answered by lowerbearville - Thu Aug 16 00:11:43 2007
Typical Car Accident Settlement?
Q. I was rear ended in April of 2008. I was going about 15-20 and the other driver was going 45-50. We exchanged information and she went to work and I had to get a tow (SUV vs a Car). The next day I woke up with bad neck and shoulder pain. I went to Urgent Care and they did X-Rays and and diagnosed me with whiplash, gave me some medicine and told me to come back if it persisted. Couple weeks later the neck pain went away but shoulder pain stayed. I went to my family doctor and got more X-Rays (the urgent care didn't X-Ray my shoulder). The X-Rays revealed Impingement in my left shoulder, where the seat belt was, and an air pocket. The doctor said she could visibly see swelling through my shirt. Anyways, they gave me more medicine and… [cont.]
Asked by Tony - Tue Dec 23 15:07:35 2008 - - 1 Answers - 0 Comments
A. First, what state did this accident occur in? The threshold requirements vary from state to state. I assume you live in a state with a verbal threshold. If this is the case, your claim will be evaluated based on the nature and extent of your injury, disability, treatment and permanency. If you are claiming permanency, you need a medical report. All allegations need to be verified. Any outstanding medical bills and lost wages will be included. Second, your injuries, do not appear to be all that serious. How long were you totally disabled and partially disabled. If you did not miss any time from work, you had no total disability. What do you do for a living? The adjuster will likely question the shoulder injury since you were… [cont.]
Answered by Luna & Lawnboy - Tue Dec 23 15:47:22 2008
Q. I was rear ended in April of 2008. I was going about 15-20 and the other driver was going 45-50. We exchanged information and she went to work and I had to get a tow (SUV vs a Car). The next day I woke up with bad neck and shoulder pain. I went to Urgent Care and they did X-Rays and and diagnosed me with whiplash, gave me some medicine and told me to come back if it persisted. Couple weeks later the neck pain went away but shoulder pain stayed. I went to my family doctor and got more X-Rays (the urgent care didn't X-Ray my shoulder). The X-Rays revealed Impingement in my left shoulder, where the seat belt was, and an air pocket. The doctor said she could visibly see swelling through my shirt. Anyways, they gave me more medicine and… [cont.]
Asked by Tony - Tue Dec 23 15:07:35 2008 - - 1 Answers - 0 Comments
A. First, what state did this accident occur in? The threshold requirements vary from state to state. I assume you live in a state with a verbal threshold. If this is the case, your claim will be evaluated based on the nature and extent of your injury, disability, treatment and permanency. If you are claiming permanency, you need a medical report. All allegations need to be verified. Any outstanding medical bills and lost wages will be included. Second, your injuries, do not appear to be all that serious. How long were you totally disabled and partially disabled. If you did not miss any time from work, you had no total disability. What do you do for a living? The adjuster will likely question the shoulder injury since you were… [cont.]
Answered by Luna & Lawnboy - Tue Dec 23 15:47:22 2008
What is the typical amount for a settlement from a car accident?
Q. I had a car accident about 5 months ago. I was not at fault. I was sitting in traffic and the lady gunned it and hit me at about 20 mile per hour. (She was playing on her cell phone)My doctor bills added up to 3800 dollars. My car was totalled. They have already paid for the car. Which was only half of what I owed. And so the only offer the insurance company has made so far 3900 for my medical. I thought they was suppose to offer atleast 3X's the medical. So what am I suppose to do.
Asked by texasbabygirl - Tue Jul 8 15:27:08 2008 - - 4 Answers - 0 Comments
A. There is no formula. There is no "3 times the meds". Each claim is evaluated on it's own merits. For example -- a person is injured in a car accident. Sustains fractured ribs. Goes to the ER and x-rays show 3 fractured ribs (non-displaced). There is no treatement for fractured ribs...but time. All you can do it let it heal. In the mean time, every time you breath - your chest expands/contracts - and it hurts thanks to those fractured ribs. This goes on for 4-6 weeks while you heal. Your medical bills are 600. A er visit and one set of chest x rays. Does 3x 600 sound like fair compensation for this injury? No. This claim has a value that well exceeds 1800. Here's another example -- you have a car wreck. Go the hospt - complain of… [cont.]
Answered by MSAD - Tue Jul 8 16:52:14 2008
Q. I had a car accident about 5 months ago. I was not at fault. I was sitting in traffic and the lady gunned it and hit me at about 20 mile per hour. (She was playing on her cell phone)My doctor bills added up to 3800 dollars. My car was totalled. They have already paid for the car. Which was only half of what I owed. And so the only offer the insurance company has made so far 3900 for my medical. I thought they was suppose to offer atleast 3X's the medical. So what am I suppose to do.
Asked by texasbabygirl - Tue Jul 8 15:27:08 2008 - - 4 Answers - 0 Comments
A. There is no formula. There is no "3 times the meds". Each claim is evaluated on it's own merits. For example -- a person is injured in a car accident. Sustains fractured ribs. Goes to the ER and x-rays show 3 fractured ribs (non-displaced). There is no treatement for fractured ribs...but time. All you can do it let it heal. In the mean time, every time you breath - your chest expands/contracts - and it hurts thanks to those fractured ribs. This goes on for 4-6 weeks while you heal. Your medical bills are 600. A er visit and one set of chest x rays. Does 3x 600 sound like fair compensation for this injury? No. This claim has a value that well exceeds 1800. Here's another example -- you have a car wreck. Go the hospt - complain of… [cont.]
Answered by MSAD - Tue Jul 8 16:52:14 2008
Average Car Accident Settlement?
Q. I live in Nevada and was involved in a car accident in November 2007. It was determined that the other driver was 100% at fault (he crossed 5 lanes of traffic to make a left turn!). My car was totaled, I sustained soft tissue injuries and did physical therapy for about 3 months. My insurance company went after the third party insurance and worked out a settlement of just over $10k for my car, which was paid off to the loan company as there was still $12k left on the loan. I had to pay the $2k difference out of pocket. I obtained an attorney and have recently received a 2nd settlement offer. The breakdown is as follows (after reduction in initial medical bills): Total Settlement Amt: $14,000 -$4,666 Attorney Fee -$4,616 Medical Bills… [cont.]
Asked by Megan H - Fri Sep 19 14:38:23 2008 - - 2 Answers - 0 Comments
A. That is a VERY good settlement in my opinion. You only treated for twelve weeks. How long were you totally disabled(unable to work), and/or partially disabled? Assuming you were only partially disabled for the 12 weeks, $14k is more than fair. A similar claim in MA would settle for $4800-$6000 plus medicals. Too bad you retained counsel, you would have pocketed the $4,666 yourself. I cannot imagine you recovering more if you filed suit. It is also unlikely this case would ever be tried. A judge would force settlement way before trial would be considered. You could ask your attorney to consider arbitration. However, I really doubt the arbitrator would award you more than the $14k.
Answered by Luna & Lawnboy - Fri Sep 19 17:00:20 2008
Q. I live in Nevada and was involved in a car accident in November 2007. It was determined that the other driver was 100% at fault (he crossed 5 lanes of traffic to make a left turn!). My car was totaled, I sustained soft tissue injuries and did physical therapy for about 3 months. My insurance company went after the third party insurance and worked out a settlement of just over $10k for my car, which was paid off to the loan company as there was still $12k left on the loan. I had to pay the $2k difference out of pocket. I obtained an attorney and have recently received a 2nd settlement offer. The breakdown is as follows (after reduction in initial medical bills): Total Settlement Amt: $14,000 -$4,666 Attorney Fee -$4,616 Medical Bills… [cont.]
Asked by Megan H - Fri Sep 19 14:38:23 2008 - - 2 Answers - 0 Comments
A. That is a VERY good settlement in my opinion. You only treated for twelve weeks. How long were you totally disabled(unable to work), and/or partially disabled? Assuming you were only partially disabled for the 12 weeks, $14k is more than fair. A similar claim in MA would settle for $4800-$6000 plus medicals. Too bad you retained counsel, you would have pocketed the $4,666 yourself. I cannot imagine you recovering more if you filed suit. It is also unlikely this case would ever be tried. A judge would force settlement way before trial would be considered. You could ask your attorney to consider arbitration. However, I really doubt the arbitrator would award you more than the $14k.
Answered by Luna & Lawnboy - Fri Sep 19 17:00:20 2008
I am involved in a lawsuit where the defense wants to settle, iam suing for 1.5 mil.what should i accept?
Q. The lawsuit is a personal injury lawsuit and i have $185,000 in medical bills. The defense wants to settle before mediation what should i expect in terms of monies that would be a typical settlement. I am permently disabled ,with 2 surgeries already and looking at more in the future. The lawsuit is a personal injury lawsuit and i have $185,000 in medical bills. The defense wants to settle before mediation what should i expect in terms of monies that would be a typical settlement. I am permently disabled ,with 2 surgeries already and looking at more in the future.Neck injury 4 levels fused 0% fault. had to close the remodeling buisness which i owned and operated.
Asked by Bullit44 - Mon Oct 16 14:33:19 2006 - - 11 Answers - 0 Comments
A. There is no such thing as a 'typical settlement'. There is no way to help you without more information. 1. I don't know the extent of your injuries. Is your left pinky finger permantly disabled, or something more substantial 2. I don't know what sort of pain and suffereing you wnet through 3. I don't know how much of the accident was your fault
Answered by BigD - Mon Oct 16 14:48:54 2006
Q. The lawsuit is a personal injury lawsuit and i have $185,000 in medical bills. The defense wants to settle before mediation what should i expect in terms of monies that would be a typical settlement. I am permently disabled ,with 2 surgeries already and looking at more in the future. The lawsuit is a personal injury lawsuit and i have $185,000 in medical bills. The defense wants to settle before mediation what should i expect in terms of monies that would be a typical settlement. I am permently disabled ,with 2 surgeries already and looking at more in the future.Neck injury 4 levels fused 0% fault. had to close the remodeling buisness which i owned and operated.
Asked by Bullit44 - Mon Oct 16 14:33:19 2006 - - 11 Answers - 0 Comments
A. There is no such thing as a 'typical settlement'. There is no way to help you without more information. 1. I don't know the extent of your injuries. Is your left pinky finger permantly disabled, or something more substantial 2. I don't know what sort of pain and suffereing you wnet through 3. I don't know how much of the accident was your fault
Answered by BigD - Mon Oct 16 14:48:54 2006
Dentist and the malpractice insurance they are required to carry. What is lawsuit protocol?
Q. I am in medical malpractice settlement negotiations with a dentist. Her insurance company was handling the negotiations, then the dentist license expired and the insurance company dropped the dentist. The dentist obtained a new policy from a new insurance company. Now the original insurance company has dropped out of negotiations. Is it possible that the original insurance company wants me to file suit against the dentist, and then the new insurance company will have to defend the dentist? Or, because the first insurance company received the initial settlement letter with notice of intent to sue, they will have to carry on and defend the dentist even though they no longer have the dentist as a client. Please clarify the typical procedure… [cont.]
Asked by Nevada W - Fri Oct 5 18:45:15 2007 - - 5 Answers - 0 Comments
A. You definitely need an attorney to work through this now. The dentist and the insurance company have dealt with you in bad faith. The insurance company probably did hope that you'd just go away. You aren't going to be able to fight this on your own, unfortunately. It's hard to say, without specialized knowledge of the laws in your area, to know who is responsible--the dentist, the old insurance company, or the new insurance company. Find a malpractice attorney who will work on contingency--don't pay an attorney anything up front.
Answered by chuck - Fri Oct 5 19:00:53 2007
Q. I am in medical malpractice settlement negotiations with a dentist. Her insurance company was handling the negotiations, then the dentist license expired and the insurance company dropped the dentist. The dentist obtained a new policy from a new insurance company. Now the original insurance company has dropped out of negotiations. Is it possible that the original insurance company wants me to file suit against the dentist, and then the new insurance company will have to defend the dentist? Or, because the first insurance company received the initial settlement letter with notice of intent to sue, they will have to carry on and defend the dentist even though they no longer have the dentist as a client. Please clarify the typical procedure… [cont.]
Asked by Nevada W - Fri Oct 5 18:45:15 2007 - - 5 Answers - 0 Comments
A. You definitely need an attorney to work through this now. The dentist and the insurance company have dealt with you in bad faith. The insurance company probably did hope that you'd just go away. You aren't going to be able to fight this on your own, unfortunately. It's hard to say, without specialized knowledge of the laws in your area, to know who is responsible--the dentist, the old insurance company, or the new insurance company. Find a malpractice attorney who will work on contingency--don't pay an attorney anything up front.
Answered by chuck - Fri Oct 5 19:00:53 2007
What endorsements are needed for Title Insurance in Virginia?
Q. I received 2 quotes for title charges for refinancing a mortgage in Virginia. One has itemized three "endorsements" totaling $250. The other does not have the endorsements, but the basic policy is more expensive. Is it typical for title insurance providers to bundle all required endorsements on the HUD settlement statement as simply "Title Insurance", and is there a way to determine the exact requirements for a title policy for my mortgage?
Asked by greatinvestideas - Tue Feb 9 16:45:39 2010 - - 2 Answers - 0 Comments
Q. I received 2 quotes for title charges for refinancing a mortgage in Virginia. One has itemized three "endorsements" totaling $250. The other does not have the endorsements, but the basic policy is more expensive. Is it typical for title insurance providers to bundle all required endorsements on the HUD settlement statement as simply "Title Insurance", and is there a way to determine the exact requirements for a title policy for my mortgage?
Asked by greatinvestideas - Tue Feb 9 16:45:39 2010 - - 2 Answers - 0 Comments
How many credit card holders call for help?
Q. What percentage of all credit card holders contact their creditor or a third party (attorney, debt settlement company, credit counseling) for help when they are having trouble paying? What percentage of just delinquent card holders call for help? Does anyone know if there are studies on what causes a person to decide to call for help? In other words, is there a typical "tipping point" such as amount of debt, number of days late, etc?
Asked by Jshan - Wed Nov 18 14:48:30 2009 - - 1 Answers - 0 Comments
A. its hard 2 say but i think almost .
Answered by unknown - Sat Nov 21 13:09:55 2009
Q. What percentage of all credit card holders contact their creditor or a third party (attorney, debt settlement company, credit counseling) for help when they are having trouble paying? What percentage of just delinquent card holders call for help? Does anyone know if there are studies on what causes a person to decide to call for help? In other words, is there a typical "tipping point" such as amount of debt, number of days late, etc?
Asked by Jshan - Wed Nov 18 14:48:30 2009 - - 1 Answers - 0 Comments
A. its hard 2 say but i think almost .
Answered by unknown - Sat Nov 21 13:09:55 2009
Approximately how much does a lawyer cost?
Q. In case it depends, here's the situation I have in mind. It's a labor suit, for non-payment of wages. It might take several months and come to some kind of settlement. I know there's per hour or if the case is won get a percentage of the settlement or so. I think the "percentage of settlement, only if wins" is what I would choose. What's the typical percentage they would take plus or minus? If you don't know is there a site I should look at for this kind of info?
Asked by >>-rsb--> - Thu Sep 24 13:16:07 2009 - - 3 Answers - 0 Comments
A. They usually take about a third...
Answered by unknown - Thu Sep 24 13:23:46 2009
Q. In case it depends, here's the situation I have in mind. It's a labor suit, for non-payment of wages. It might take several months and come to some kind of settlement. I know there's per hour or if the case is won get a percentage of the settlement or so. I think the "percentage of settlement, only if wins" is what I would choose. What's the typical percentage they would take plus or minus? If you don't know is there a site I should look at for this kind of info?
Asked by >>-rsb--> - Thu Sep 24 13:16:07 2009 - - 3 Answers - 0 Comments
A. They usually take about a third...
Answered by unknown - Thu Sep 24 13:23:46 2009
what is a typical meeting point on law suit settlements,say damages are more than the ins.policy,what you do?
Q. say damages are well over the policy limits,and policy is for 500;000,00 what do you do
Asked by lespaula1988 - Mon Jun 19 14:21:40 2006 - - 4 Answers - 0 Comments
A. You collect 500,000 and attach any assets the defendant in the case has until a suitable agreement is attained or ordered by a trial by jury.
Answered by wittylildevil - Mon Jun 19 14:31:16 2006
Q. say damages are well over the policy limits,and policy is for 500;000,00 what do you do
Asked by lespaula1988 - Mon Jun 19 14:21:40 2006 - - 4 Answers - 0 Comments
A. You collect 500,000 and attach any assets the defendant in the case has until a suitable agreement is attained or ordered by a trial by jury.
Answered by wittylildevil - Mon Jun 19 14:31:16 2006
What is the typical look of the celts (in ireland and scotland) and the Angles?
Q. It's not difficult to see that the Irish and Scottish people with blonde hair and blue eyes has their looks from the norse cause of the norwegian settlement in year 800-1000. But what is the typical look of the celts and the angles? I've learned that the typical Celts (gaelics) has got red curly hair, white skin and freckles? Is that correct? What about the dark haired people with brown to dark brown eyes, no freckles and white skin, which people do they look most like when it comes to history? Those are the people I think of as typical "Irish" but have seen a lot of them in Scotland as well. Do they "represent" the celts too, cause that's very wired as they don't look at all like the red haired? Or do they have the looks of the people who… [cont.]
Asked by Norsk VIking - Fri Feb 12 02:49:08 2010 - - 1 Answers - 0 Comments
A. It's meaningless. The Celts and Angles lived 1000 years ago. In fact, there's no archaeological evidence for the Celts ever being in Ireland at all. So many years have passed in between then and now that it's impossible to say where someone got their red hair from.
Answered by tzddean - Fri Feb 12 10:54:32 2010
Q. It's not difficult to see that the Irish and Scottish people with blonde hair and blue eyes has their looks from the norse cause of the norwegian settlement in year 800-1000. But what is the typical look of the celts and the angles? I've learned that the typical Celts (gaelics) has got red curly hair, white skin and freckles? Is that correct? What about the dark haired people with brown to dark brown eyes, no freckles and white skin, which people do they look most like when it comes to history? Those are the people I think of as typical "Irish" but have seen a lot of them in Scotland as well. Do they "represent" the celts too, cause that's very wired as they don't look at all like the red haired? Or do they have the looks of the people who… [cont.]
Asked by Norsk VIking - Fri Feb 12 02:49:08 2010 - - 1 Answers - 0 Comments
A. It's meaningless. The Celts and Angles lived 1000 years ago. In fact, there's no archaeological evidence for the Celts ever being in Ireland at all. So many years have passed in between then and now that it's impossible to say where someone got their red hair from.
Answered by tzddean - Fri Feb 12 10:54:32 2010
What percent do lawyers charge when they win a case?
Q. What is the typical percentage fee charged by most layers when they win a monetary settlement in court for clients?
Asked by Desmond M - Sun Feb 11 19:04:27 2007 - - 3 Answers - 0 Comments
A. Usually 1/3 of the total award.
Answered by curmudgeon - Sun Feb 11 19:08:05 2007
Q. What is the typical percentage fee charged by most layers when they win a monetary settlement in court for clients?
Asked by Desmond M - Sun Feb 11 19:04:27 2007 - - 3 Answers - 0 Comments
A. Usually 1/3 of the total award.
Answered by curmudgeon - Sun Feb 11 19:08:05 2007
i need help with the correct wording for property settlement orders??
Q. I have a property settlement where i want to get my name off the personal loan in which the car is financed ( my ex husband has had the car since we split in sep 06) I have paid half the loan repayments since that date due to him believing he only has to pay half the loan because my "name" is on the loan..long story...anyway the bank has been on my back because they can't get a hold of him (typical) so for the sake of keeping my name clean, which i worked very hard to achieve again since we spilt, I reluctenly pay half the payments.. What do i write in number form for these property settlement orders, im told it has to be writen in the "correct" words. All i basically want to say is that i want him to refinance the loan into his own name… [cont.]
Asked by miss sunshine - Sat Jul 5 06:37:54 2008 - - 2 Answers - 0 Comments
A. i've been through it and i tried writing my own papers, then gave it to the solicitor who pretty much re-wrote it, so the next lot of papers I just handed over a heap of dot point facts and figures and they put it together for me. Saved me some $$ but you really need a professional to write it up. Call around and get some quotes from solicitors, ask if they give a free initial consultation. good luck
Answered by skimpy - Sat Jul 5 09:55:46 2008
Q. I have a property settlement where i want to get my name off the personal loan in which the car is financed ( my ex husband has had the car since we split in sep 06) I have paid half the loan repayments since that date due to him believing he only has to pay half the loan because my "name" is on the loan..long story...anyway the bank has been on my back because they can't get a hold of him (typical) so for the sake of keeping my name clean, which i worked very hard to achieve again since we spilt, I reluctenly pay half the payments.. What do i write in number form for these property settlement orders, im told it has to be writen in the "correct" words. All i basically want to say is that i want him to refinance the loan into his own name… [cont.]
Asked by miss sunshine - Sat Jul 5 06:37:54 2008 - - 2 Answers - 0 Comments
A. i've been through it and i tried writing my own papers, then gave it to the solicitor who pretty much re-wrote it, so the next lot of papers I just handed over a heap of dot point facts and figures and they put it together for me. Saved me some $$ but you really need a professional to write it up. Call around and get some quotes from solicitors, ask if they give a free initial consultation. good luck
Answered by skimpy - Sat Jul 5 09:55:46 2008
How much from a traffic accident claim?
Q. I was recently involved in a traffic accident where it wasn't my fault. I was stopped at a red light yielding to traffic trying to make a right turn when someone rear-ended me at about 20-30 mph. I have gone to see the doctor and chiropractor for whiplash and a few other bruises, but nothing serious. I kept getting the runaround by my unresponsive insurance company. So, I began working with a lawyer who is going to put in a claim based on my physical injuries as well as emotional distress I've had for the last several days (get nervous just riding in a car). My question is: is there a typical amount beyond the medical bills that I can expect? That is, is there a typical settlement amount for a situation like this? Please no answers… [cont.]
Asked by Traqqer - Sat Nov 8 09:20:08 2008 - - 3 Answers - 0 Comments
A. You don't say where this loss occurred. The threshold requirements vary from state to state. Some are monetary, others are verbal, and in some states you need to sustain a serious injury. A whiplash injury would not be considered serious. You also need to prove your alleged anxiety. You need medical proof before such an allegation is considered. Your claim will be evaluated after you have stopped treatment. It is evaluated based on the nature and extent of your injury, disability and treatment. Assuming you do not live in a state where PIP coverage is mandatory(PIP pays for your meds and lost wages), your medical expenses and any lost wages will be included. Case value also varies from state to state. A simple soft tissue… [cont.]
Answered by Luna & Lawnboy - Sat Nov 8 10:33:00 2008
Q. I was recently involved in a traffic accident where it wasn't my fault. I was stopped at a red light yielding to traffic trying to make a right turn when someone rear-ended me at about 20-30 mph. I have gone to see the doctor and chiropractor for whiplash and a few other bruises, but nothing serious. I kept getting the runaround by my unresponsive insurance company. So, I began working with a lawyer who is going to put in a claim based on my physical injuries as well as emotional distress I've had for the last several days (get nervous just riding in a car). My question is: is there a typical amount beyond the medical bills that I can expect? That is, is there a typical settlement amount for a situation like this? Please no answers… [cont.]
Asked by Traqqer - Sat Nov 8 09:20:08 2008 - - 3 Answers - 0 Comments
A. You don't say where this loss occurred. The threshold requirements vary from state to state. Some are monetary, others are verbal, and in some states you need to sustain a serious injury. A whiplash injury would not be considered serious. You also need to prove your alleged anxiety. You need medical proof before such an allegation is considered. Your claim will be evaluated after you have stopped treatment. It is evaluated based on the nature and extent of your injury, disability and treatment. Assuming you do not live in a state where PIP coverage is mandatory(PIP pays for your meds and lost wages), your medical expenses and any lost wages will be included. Case value also varies from state to state. A simple soft tissue… [cont.]
Answered by Luna & Lawnboy - Sat Nov 8 10:33:00 2008
Offered a settlement, but still in some pain?
Q. Dec 1st, 2005 I was in an accident. I went to a chiropractor up through August when they told me my treatment was done, and essentially I was recovered. My neck and back still hurts when I sit, lay, stand, work out: too much or too long. I'm also prone to headaches, a problem I never had before. I want to settle SOON, but I still have problems... is it too late to go back to a doctor for an exam or something? Or... is the pain typical even after treatment?
Asked by Adria M - Mon Nov 20 06:53:14 2006 - - 5 Answers - 0 Comments
A. Your chiropractor could only give you therapy as long as the insurance held out. Mine wanted to keep seeing me to make sure any pain was gone before releasing me and we had to work out a payment plan. I suggest that you sue the other insurance company for money to be able to continue your therapy sessions. You do not have to be greedy, but you do have to be persistent in getting completely well and that means not signing off until you do feel yourself again. Remember that insurance companies want to settle quickly and with the least amount of money exchanged. I think you want to be healthy not rich..so..keep strong and fight for your pain-free life.
Answered by Kay - Mon Nov 20 07:04:41 2006
Q. Dec 1st, 2005 I was in an accident. I went to a chiropractor up through August when they told me my treatment was done, and essentially I was recovered. My neck and back still hurts when I sit, lay, stand, work out: too much or too long. I'm also prone to headaches, a problem I never had before. I want to settle SOON, but I still have problems... is it too late to go back to a doctor for an exam or something? Or... is the pain typical even after treatment?
Asked by Adria M - Mon Nov 20 06:53:14 2006 - - 5 Answers - 0 Comments
A. Your chiropractor could only give you therapy as long as the insurance held out. Mine wanted to keep seeing me to make sure any pain was gone before releasing me and we had to work out a payment plan. I suggest that you sue the other insurance company for money to be able to continue your therapy sessions. You do not have to be greedy, but you do have to be persistent in getting completely well and that means not signing off until you do feel yourself again. Remember that insurance companies want to settle quickly and with the least amount of money exchanged. I think you want to be healthy not rich..so..keep strong and fight for your pain-free life.
Answered by Kay - Mon Nov 20 07:04:41 2006
Re: pain/suffering/genr'l damages in auto accidents in Calif., what is a typical % relative to medical exp.?
Q. My husband has been offered an amount which is approximately 60% of his medical expenses, for "general" damages - pain and suffering. The other driver was 100% at fault. Is this a fair settlement offer? We're talking about under $6000 here - not big bucks. Should he hold out for a larger amount?
Asked by Mama sez - Wed Jun 28 23:41:15 2006 - - 1 Answers - 0 Comments
A. You probably need to consult the services of an attorney since the other party is 100% at fault. I recommend you contact an attorney. All your bills need to be paid in full and you need to be compensated for loss wages, pain and suffering, etc..
Answered by LadyK - Tue Jul 4 00:12:43 2006
Q. My husband has been offered an amount which is approximately 60% of his medical expenses, for "general" damages - pain and suffering. The other driver was 100% at fault. Is this a fair settlement offer? We're talking about under $6000 here - not big bucks. Should he hold out for a larger amount?
Asked by Mama sez - Wed Jun 28 23:41:15 2006 - - 1 Answers - 0 Comments
A. You probably need to consult the services of an attorney since the other party is 100% at fault. I recommend you contact an attorney. All your bills need to be paid in full and you need to be compensated for loss wages, pain and suffering, etc..
Answered by LadyK - Tue Jul 4 00:12:43 2006
Turkish Prime Minister at Davos gets cut off when he speaks up for Gaza, isn't this typical double standard?
Q. This hysterical defense of the indefensible acts in Gaza against the population at the same time more and more Jewish settlements are being placed on Palestinian lands in the West bank against international law is just typical of the moral double standard when it comes to Israel. Just don't ask me to believe that they are the " good guys" in the Mid East and as long as they have the US taxpayer's to depend on for the latest killer weapons, they are not even the "lesser evil" in the Mid East. Ask the guys who survived 45 minutes of Gaza like action on the US radio ship The Liberty.
Asked by teranam92 - Thu Jan 29 18:22:07 2009 - - 4 Answers - 0 Comments
A. The Turkish PM was not allowed to get a word in against the raving of the Israeli spokesman so he walked out and who can blame him . Yes Israel "gave " the West Bank to the Palestinians , not that it was even theirs to give, and then promptly started pouring illegal settlers , 280,000 of them into there. They even built their own roads which the Palestinians are forbidden to use. They built 8 meter walls imprisoning the Palestinians inside denying them access to their schools and hospitals Watch this video made by CBS news its 13 minutes long but an eyeopener to even pro Israeli supporters Note the typical reply from mizzurah an Israeli supporter when he has no answer to your question
Answered by michael w - Thu Jan 29 18:43:16 2009
Q. This hysterical defense of the indefensible acts in Gaza against the population at the same time more and more Jewish settlements are being placed on Palestinian lands in the West bank against international law is just typical of the moral double standard when it comes to Israel. Just don't ask me to believe that they are the " good guys" in the Mid East and as long as they have the US taxpayer's to depend on for the latest killer weapons, they are not even the "lesser evil" in the Mid East. Ask the guys who survived 45 minutes of Gaza like action on the US radio ship The Liberty.
Asked by teranam92 - Thu Jan 29 18:22:07 2009 - - 4 Answers - 0 Comments
A. The Turkish PM was not allowed to get a word in against the raving of the Israeli spokesman so he walked out and who can blame him . Yes Israel "gave " the West Bank to the Palestinians , not that it was even theirs to give, and then promptly started pouring illegal settlers , 280,000 of them into there. They even built their own roads which the Palestinians are forbidden to use. They built 8 meter walls imprisoning the Palestinians inside denying them access to their schools and hospitals Watch this video made by CBS news its 13 minutes long but an eyeopener to even pro Israeli supporters Note the typical reply from mizzurah an Israeli supporter when he has no answer to your question
Answered by michael w - Thu Jan 29 18:43:16 2009
best asset allocation for a college student?
Q. My niece is a college student who got a settlement for $150,000 and wants to use it primarily to generate income to help pay for living expenses while she is in college. Should she use the typical "income" asset allocation model of 65% bonds, 15% stocks, 20% money market? And would it be more lucrative for her to refinance on her fully paid for $185,000 home and add that money to the investment portfolio? Or would the new mortgage not make it worth while?
Asked by Dawood - Tue Aug 7 18:02:47 2007 - - 6 Answers - 0 Comments
A. Never take out a loan to invest. If you happen to lose the money in the investments, now you just have a loan. It's way better just to have a paid-for house and no mortgage for the rest of your life. I'd say a college student, first of all, needs this money in a trust where she can't get at it until she's 30. Even if she's responsible and level-headed, she will be more so in 8-10 years. Then I'd say invest the money primarily in government-backed securities like municipal bonds or treasury bonds. Invest some in stock funds, but not individual stocks (more likely to go under). I don't think you really need any in cash (i.e., money market) if you go with my 10 year time-horizon suggestion. Thanks and Good Luck!
Answered by Keep On Trucking - Tue Aug 7 18:08:10 2007
Q. My niece is a college student who got a settlement for $150,000 and wants to use it primarily to generate income to help pay for living expenses while she is in college. Should she use the typical "income" asset allocation model of 65% bonds, 15% stocks, 20% money market? And would it be more lucrative for her to refinance on her fully paid for $185,000 home and add that money to the investment portfolio? Or would the new mortgage not make it worth while?
Asked by Dawood - Tue Aug 7 18:02:47 2007 - - 6 Answers - 0 Comments
A. Never take out a loan to invest. If you happen to lose the money in the investments, now you just have a loan. It's way better just to have a paid-for house and no mortgage for the rest of your life. I'd say a college student, first of all, needs this money in a trust where she can't get at it until she's 30. Even if she's responsible and level-headed, she will be more so in 8-10 years. Then I'd say invest the money primarily in government-backed securities like municipal bonds or treasury bonds. Invest some in stock funds, but not individual stocks (more likely to go under). I don't think you really need any in cash (i.e., money market) if you go with my 10 year time-horizon suggestion. Thanks and Good Luck!
Answered by Keep On Trucking - Tue Aug 7 18:08:10 2007
Opinion about elder scrolls oblivion/rpg character?
Q. Ok so I want to make a character on the elder scrolls oblivion for xbox who just travels places and does random settlement quests. Any ideas on what race/class or how he/she could look woul be great. if you don't play that game, a typical rpg traveller idea is good too. Thanks!
Asked by Spencer - Sat Oct 3 00:22:28 2009 - - 3 Answers - 0 Comments
A. My main is a female Bosmer, auburn hair, green eyes. I like wearing the Blue silk shirt w/ Elven Gauntlets, Boots & Greaves, I'll enchant the Shirt with feather 125 (Sigil stone collected at lvl 20+) and the Gauntlets with marksman +10-12 and the greaves with Strength +10, The boots you can find as 'Boots of the Calming Sea' which are elven boots with a waterwalking enchantment. I have the Shivering Isle expansion, so once I'm at level 20+ I find enough amber to get boots, greaves, gauntlets, a shield, a bow, a sword, and arrows. Perfect Amber (insert item here) is the strongest light armor you can get without hacks(PC) or enchanting ( Console). Right now she's wearing PA Boots, Greaves, & 2 rings- all enchanted to strenght +12, a PA… [cont.]
Answered by Gamer Kitten - Sun Oct 4 05:22:03 2009
Q. Ok so I want to make a character on the elder scrolls oblivion for xbox who just travels places and does random settlement quests. Any ideas on what race/class or how he/she could look woul be great. if you don't play that game, a typical rpg traveller idea is good too. Thanks!
Asked by Spencer - Sat Oct 3 00:22:28 2009 - - 3 Answers - 0 Comments
A. My main is a female Bosmer, auburn hair, green eyes. I like wearing the Blue silk shirt w/ Elven Gauntlets, Boots & Greaves, I'll enchant the Shirt with feather 125 (Sigil stone collected at lvl 20+) and the Gauntlets with marksman +10-12 and the greaves with Strength +10, The boots you can find as 'Boots of the Calming Sea' which are elven boots with a waterwalking enchantment. I have the Shivering Isle expansion, so once I'm at level 20+ I find enough amber to get boots, greaves, gauntlets, a shield, a bow, a sword, and arrows. Perfect Amber (insert item here) is the strongest light armor you can get without hacks(PC) or enchanting ( Console). Right now she's wearing PA Boots, Greaves, & 2 rings- all enchanted to strenght +12, a PA… [cont.]
Answered by Gamer Kitten - Sun Oct 4 05:22:03 2009
From Yahoo Answer Search: 'typical settlement'
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